---
title: "Understanding Mechanical Coverage: Where Can I Get Coverage Today?"
description: Mechanical Coverage is available in most U.S. states. This article explains where coverage is currently offered and what happens if a covered vehicle travels across state lines—including into states where coverage is not sold.
---
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1. [Mechanical Coverage Help Center](https://support.tint.ai/mechanical-coverage)
2. [General](https://support.tint.ai/mechanical-coverage/general)
# Understanding Mechanical Coverage: Where Can I Get Coverage Today?
## Mechanical Coverage is available in most U.S. states. This article explains where coverage is currently offered and what happens if a covered vehicle travels across state lines—including into states where coverage is not sold.
#### **Overview**
Mechanical Coverage is available in **most U.S. states**, with a few exceptions.
What usually matters for eligibility is:
- where the vehicle is **registered**
- where the policy is **issued**
- whether the vehicle meets the program’s **eligibility requirements**
Even if coverage is not sold in a specific state, a vehicle that already has an active policy may still be able to travel through that state temporarily.
This article covers:
- where Mechanical Coverage is currently available
- where it is not available
- what happens if your car travels across state lines
- how mechanical claims and roadside assistance work while traveling
---
#### **Where Mechanical Coverage Is Available**
Mechanical Coverage is currently available in **47 U.S. states**.
### **States where coverage is not currently available**
Mechanical Coverage cannot currently be purchased for vehicles registered in:
- **Florida**
- **Massachusetts**
- **California**
If a vehicle is registered in one of these states, it is **not eligible to purchase Mechanical Coverage at this time**.
**\[Insert visual: state eligibility list\]**
---
#### **What Determines Eligibility?**
To purchase Mechanical Coverage, the vehicle must meet several requirements, which may include:
- the **state where the vehicle is registered**
- the **vehicle model year**
- the **vehicle mileage**
- whether the vehicle is **listed on Turo**
If the vehicle is registered in **Florida, Massachusetts, or California**, the policy cannot be issued.
---
#### **Does Coverage Follow the Car Across State Lines?**
Yes—if the vehicle already has an **active Mechanical Coverage policy**, the coverage generally follows the vehicle when it is temporarily driven in another state.
This includes travel into states where coverage is not sold.
A temporary trip across state lines does **not automatically cancel the policy**.
However, a **permanent relocation** of the vehicle may require a policy review.
---
#### **What Happens If the Car Breaks Down in Another State?**
If a covered vehicle experiences a mechanical issue while traveling in another state, the policyholder can still start a claim.
The normal claims process still applies.
### **What to expect**
- The claim must be **reported through the standard claims process**
- **Repair authorization may still be required before work begins**
- **Unauthorized repairs may not be covered**
- The policy **deductible and coverage limits still apply**
- All **policy exclusions still apply**
**\[Insert visual: claims process steps\]**
---
#### **What Happens If the Car Is in Florida, Massachusetts, or California?**
Mechanical Coverage **cannot be purchased** for vehicles registered in these states.
However, a vehicle that already has an active policy may **temporarily travel through these states**.
If the vehicle has a breakdown during that trip:
- the policyholder can still **start a claim**
- repairs may still require **prior authorization**
- coverage is still subject to **deductibles, limits, and exclusions**
Temporary travel into these states does **not automatically end the policy**.
---
#### **Roadside Assistance While Traveling**
If the policy includes **Roadside Assistance**, it can generally be used when the vehicle is temporarily in another state.
Roadside Assistance includes:
- **$0 deductible**
- **$125 coverage limit for a single event**
- **$500 coverage limit over the life of the contract**
- available only when included with a Mechanical Coverage policy
- not purchasable as a standalone product
Roadside Assistance is designed for roadside events and is handled separately from mechanical repair claims.
---
#### **Important Limitations**
### **Coverage does not expand when traveling**
Driving into another state does not add coverage beyond what is included in the policy.
### **Repair authorization may still be required**
Repairs may need to be approved before work begins. Unauthorized repairs may not be covered.
### **Exclusions still apply**
Common exclusion categories include:
- maintenance items
- misuse or abuse
- modifications
- environmental damage
- cosmetic components
- unauthorized repairs
---
#### **Common Questions**
### **Can I buy coverage if my car is registered in Florida, Massachusetts, or California?**
No. Mechanical Coverage is not currently available for vehicles registered in those states.
### **What if my covered car travels into one of those states?**
Temporary travel into those states does not automatically cancel the policy.
### **If my car breaks down while traveling, do I still file a claim the same way?**
Yes. The claim should still be reported through the normal claims process.
### **Does roadside assistance work out of state?**
If Roadside Assistance is included with your policy, it can generally be used while the vehicle is temporarily traveling in another state.
### **What if I permanently move my vehicle to another state?**
If the vehicle’s registration or primary location changes, the policy may need to be reviewed.
For assistance, contact support or a licensed service agent.
#### **Need Help?**
If you need help, our support team is available through the following channels:
**Email:** support@tint.ai
**Phone:** (909) 505-2338
**24/7 Support**
When you contact support, you’ll first be connected with our AI Agent, which is available 24/7 to route your request.
- During business hours, the AI Agent can connect you with a licensed support agent
- If you contact us outside of business hours or while all agents are assisting other customers, a ticket will be created and a licensed support agent will follow up on the next business day
**Licensed Support Hours**
Monday–Friday, 10:00 AM – 6:00 PM EST
- [FAQs](https://support.tint.ai/mechanical-coverage/faqs)
- [General](https://support.tint.ai/mechanical-coverage/general)
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