---
title: What are the SmartSTR coverage options?
description: Tint offers three types of coverage for SmartSTR
---

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1. [SmartSTR Insurance™](https://support.tint.ai/smartstr-insurance)
2. [FAQs](https://support.tint.ai/smartstr-insurance/faqs)

# What are the SmartSTR coverage options?

Tint offers three types of coverage for SmartSTR:

### 1. Personal Contents Damage Coverage

This coverage protects against accidental damage to furniture and removable belongings within the contracted unit.

#### Coverage Limit Options (Per Contracted Stay):

 

- $500
- $1,500
- $3,000
- $5,000
- $10,000
- $20,000
- $50,000

Additionally, coverage for **Bed Bug Infestation** has a separate policy limit of **$15,000**.

**Examples of Covered Incidents:**

- A broken lamp
- Red wine spilled on a rug
- Bed bug infestation
- A towel bar pulled from the wall, leaving a hole in the drywall

### 2. Real Property Damage Coverage

This covers accidental damage to the rental property’s foundation and structure caused by guests during their contracted stay. **Real property** refers to items that cannot be easily removed from the property.

#### **Coverage Limit:**

$1,000,000 per claim

**Examples of Covered Incidents:**

- A bathtub overflows, causing water damage to the ceiling below
- A grease fire in the kitchen damages walls and counters

### 3. General Liability Coverage

This coverage protects the **contracted property manager and owner** against legal actions and guest injuries during a contracted stay.

#### **Coverage Limit:**

$1,000,000 per claim

**Examples of Covered Incidents:**

- A guest slips and falls down the stairs, resulting in a broken leg and medical expenses

---

### Need Assistance?

If you have any questions, feel free to reach out to [STR-support@tint.ai](mailto:STR-support@tint.ai). You can also schedule a time to speak with a representative here: [Schedule a Meeting](https://www.tint.ai/meetings/homeshare/smartstr).

 

- [FAQs](https://support.tint.ai/smartstr-insurance/faqs#main-content)

    - [Coverage](https://support.tint.ai/smartstr-insurance/faqs#coverage)
- [Getting started](https://support.tint.ai/smartstr-insurance/getting-started)
- [General](https://support.tint.ai/smartstr-insurance/general)

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