Tint offers three types of coverage for SmartSTR:
1. Personal Contents Damage Coverage
This coverage protects against accidental damage to furniture and removable belongings within the contracted unit.
Coverage Limit Options (Per Contracted Stay):
- $500
- $1,500
- $3,000
- $5,000
- $10,000
- $20,000
- $50,000
Additionally, coverage for Bed Bug Infestation has a separate policy limit of $15,000.
Examples of Covered Incidents:
- A broken lamp
- Red wine spilled on a rug
- Bed bug infestation
- A towel bar pulled from the wall, leaving a hole in the drywall
2. Real Property Damage Coverage
This covers accidental damage to the rental property’s foundation and structure caused by guests during their contracted stay. Real property refers to items that cannot be easily removed from the property.
Coverage Limit:
$1,000,000 per claim
Examples of Covered Incidents:
- A bathtub overflows, causing water damage to the ceiling below
- A grease fire in the kitchen damages walls and counters
3. General Liability Coverage
This coverage protects the contracted property manager and owner against legal actions and guest injuries during a contracted stay.
Coverage Limit:
$1,000,000 per claim
Examples of Covered Incidents:
- A guest slips and falls down the stairs, resulting in a broken leg and medical expenses
Need Assistance?
If you have any questions, feel free to reach out to STR-support@tint.ai. You can also schedule a time to speak with a representative here: Schedule a Meeting.