What Happens If I Don’t Connect a GPS Provider During My Grace Period

Each new policy with Tint’s off-trip insurance (telematics plan) comes with a 60-day GPS grace period. You’ll have 60 days from the start of your policy to research, purchase, install, and connect an approved GPS solution.

Each new policy with Tint’s off-trip insurance (telematics plan) comes with a 60-day GPS grace period. This means that you’ll have 60 days from the start of your policy to research, purchase, install (depending on your solution), and connect an approved GPS solution to Tint. Once a car is connected to a GPS provider, you are all set! 

However, what happens if you do not connect an approved GPS provider to Tint by the end of your grace period? That’s what we’ll explore in this article. 

• What to expect at the end of your grace period

• What to expect from our non-telematics plan

• Where can you see new plan details

Plus, we’ll cover frequently asked questions!

As your GPS grace period comes to an end, you’ll no longer be able to stay on the telematics plan without an approved GPS solution. Any cars that do not have an approved provider connected will automatically be moved to a non-telematics solution. 

This change will occur in the following ways:

• The switch will occur on your grace period end date and be effective immediately. Your card will be charged the next day for coverage at the new higher rate. 

If you would like to remain on the telematics plan and avoid a change in your monthly premium, please be sure to connect each car to an approved device. 

This plan has some great benefits for Turo hosts. Here’s the top reasons we think you should get excited about the non-telematics plan:

1. Unlimited miles: the non-telematics quoted price comes with unlimited miles. This opens doors for a lot of hosts that live in rural areas, have to travel great distances to the airport, or like to play it safe and avoid potential surcharges. If you are switched to a non-telematics plan, you’ll get this benefit instantly.

2. Available for all deductible options: whether you have the $1k deductible, the $2.5k deductible, or the $5k deductible we have you covered. This means that regardless of your car’s value or lienholder status, your deductible will not change if you are switched to a non-telematics plan. 

3. No added monthly expenses: If you are switched to the non-telematics plan, you do not have to calculate any additional potential monthly costs from a GPS provider or for mileage surcharges. 

This article provides some guiding information to help you consider pricing changes when a vehicle is switched from a telematics plan to a non-telematics plan. 

• Liability Only coverage starts at $78.17 per car, per month*

• Comprehensive & Collision + Liability coverage starts at $124.83 per car, per month*

*Quoted price is based on coverage, deductible, and location selections. 

Pricing will vary based on several factors, including your deductible and the state the car is located in. Please refer to the table below for more detailed information.

Pricing above does NOT include taxes. Taxes are determined the mailing address of the insured party.

Tier 2 States: Maryland (MD), Michigan (MI), District of Columbia (DC), Massachusetts (MA)

Tier 1 States: All other states, within the United States of America

REMINDER: This plan is a commercial policy and does not permit use for private rentals or personal use. 

Let’s first start with where you can see if a car is connected to a GPS provider. You’ll need to log in to the Tint portal, navigate to “car management”, you’ll then be able to see each car’s connection status including “connected”, “connection lost”, and “not connected”.

Now it’s time to look at where you can see whether a vehicle is switched to non-telematics. You will be able to toggle your plan view and see cars on the telematics plan -or- on the non-telematics plan from the “Car Management” page. You’ll also be able to see if a switch you initiate is in progress. In the image below, you can see that we are viewing cars on the “Non-telematics plan.” Cars that are pending a switch back to the telematics plan will show as “Pending switch to telematics.” 

Have questions? We’ve got most of the basic questions covered below. However, you may have specific questions about your account. For those, please reach out to our support team for assistance. We can be reached by email at support@tint.ai or by phone at (909) 505-2338.

• How do I switch back to the telematics plan?

  • To switch back to the telematics plan, simply log into the Tint portal and ensure that each vehicle you wish to switch is connected to an approved GPS solution. The easiest method to initiate this process is by selecting the “opt-in to telematics” option on the “car data sync page.” After choosing your GPS provider and following the prompts, we will verify your connectivity. Once confirmed, your vehicles will be automatically transitioned back to the telematics plan. Additionally, any pro-rated credit from the day you switch back until the end of the billing cycle will be applied to your next invoice.

• Will my deductible change if I am switched to a non-telematics plan?

  • No, your deductible will stay the same when switching to a non-telematics plan. Each vehicle on your plan will stay at the same deductible amount when switched to non-telematics.

• When will my price increase go into effect?

  • The switch will occur at the end of your grace period and be effective immediately. Your card will be charged the next day for coverage at the new higher rate.

    Please note: this is only for cars that have NOT been connected to an approved GPS solution by the grace period expiration date. 

• Do I need to take any steps?

  • These changes will happen automatically, you do not need to take any steps in advance for cars that have not been connected to an approved GPS device. 

• How can I prevent getting automatically switched to the non-telematics plan?

  • If you would like to stay on the telematics plan you must connect each insured vehicle to an approved GPS device BEFORE the grace period ends. For more detailed instructions, please see this article on how to connect to an approved GPS solution. 

• Can I sign a new car up on the non-telematics plan?

  • You can sign a new car up for the telematics plan and simply not connect a device. At the end of the grace period, the car will be automatically switched to the non-telematics plan. 

  • If your car already has a connected device, or you use Bouncie or Zubie, please contact our Support Team at support@tint.ai to make this change for you.

Insurance is offered through Tint Embedded Insurance Services, LLC, a licensed surplus lines insurance broker, and underwritten by a non-admitted insurance carrier. In case of the insurance carrier’s insolvency, payment of claims may not be guaranteed. The information provided herein is for general informational purposes only and not intended as a solicitation of insurance.  Such information does not in any way alter or amend the terms, conditions, or exclusions of any insurance policy. Insurance coverage may not be available in all jurisdictions or to all customers.