---
title: What is Tint Off-Trip Insurance?
description: Tint Off-Trip Insurance refers to commercial insurance coverage that protects your vehicle when it’s listed on Turo but not actively on a trip.
---
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1. [Off Trip Insurance for Turo](https://support.tint.ai/turo)
2. [General](https://support.tint.ai/turo/general)
3. [About Tint](https://support.tint.ai/turo/general#about-tint)
April 23, 2025
# What is Tint Off-Trip Insurance?
**Tint Off-Trip Insurance** refers to commercial insurance coverage that protects your vehicle when it’s listed on Turo but **not actively on a trip**. This includes moments when your car is:
- **Parked and waiting** for the next rental
- **Undergoing routine maintenance or repairs**
- **Being refueled or cleaned**
- Involved in **delivery or pickup** associated with a Turo rental
This coverage ensures you're **continuously protected**, filling the gaps between trips so you can manage your fleet confidently.
⚠️ ** Note: Personal (non-business) use of your vehicle is not covered** under this policy.
For details about the requirements, refer to this article:[What are the requirements for a Tint off-trip insurance policy?](https://support.tint.ai/turo/what-are-the-requirements-for-a-tint-off-trip-insurance-policy)
---
### **What coverage is included?**
Tint offers off-trip insurance that **meets the minimum insurance requirements for all applicable U.S. states**, with the exception of **New York and Kentucky**, where coverage is currently unavailable.
#### **Standard Coverage Includes:**
- **Liability coverage** (meets minimum requirements in your state)
- **Uninsured/Underinsured Motorist** coverage (where required by law)
- **Medical Payments** (where required by law)
- **Personal Injury Protection (No-Fault)** (where required by law)
- **Comprehensive & Collision coverage** (optional)
---
### **What coverage options can I choose from?**
Tint allows Turo hosts to **customize their off-trip insurance coverage** on a **per-vehicle basis**. Here are the options:
#### **✅ Liability Coverage (Included)**
Covers bodily injury or property damage for which you're legally liable while the vehicle is off-trip. This is **mandatory** and provided at the **minimum limit required by the vehicle's state**.
#### **✅ Collision & Comprehensive Coverage (Optional)**
If selected, this covers:
- Sudden, accidental damage (collision)
- Theft, vandalism, weather events (comprehensive)
Coverage is limited to the lesser of:
- Actual cash value at the time of the loss
- Cost to repair or replace with similar quality
- **$100,000**, minus the deductible
- [General](https://support.tint.ai/turo/general#main-content)
- [About Tint](https://support.tint.ai/turo/general#about-tint)
- [Proof of insurance](https://support.tint.ai/turo/general#proof-of-insurance)
- [Coverage](https://support.tint.ai/turo/coverage#main-content)
- [Deductibles](https://support.tint.ai/turo/coverage#deductibles)
- [Account Management](https://support.tint.ai/turo/account-management#main-content)
- [Billing & Pricing](https://support.tint.ai/turo/account-management#billing-pricing)
- [Proof of Insurance](https://support.tint.ai/turo/account-management#proof-of-insurance)
- [Claims](https://support.tint.ai/turo/account-management#claims)
- [Endorsements](https://support.tint.ai/turo/account-management#endorsements)
- [Telematics Devices & Trackers](https://support.tint.ai/turo/telematics-devices-trackers)
- [Quote](https://support.tint.ai/turo/quote)
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